Open USA Bank Account

Open USA Bank account non resident

open USA Bank account non resident; Most US banks require you to be an American citizen or permanent resident before they allow you to open an account. That means you’ll typically need to submit a Social Security Number (SSN), an Individual Taxpayer Identification Number (ITIN), and proof of address in the United States. You’ll also be required to submit an identity document such as a passport, driver’s license, government-issued photo ID, and, when applicable, immigration documents. If you’re able to meet these requirements, you can open an account. Here are the various options you have when it comes to opening an account with a bank in the US:

Open USA Bank Account

Open USA Bank Account Non Resident

  • Use a “correspondent” bank: This is where the bank in your home country has a relationship with a US bank and helps you to open an account there. Not all banks have these relationships, and a US bank may not allow you to open an account.
  • Open an international account: This is where you open an overseas account with a bank. You will need to deposit a large amount of money and maintain a high balance in the account.
  • Visit the US to open an account: Not ideal, but you can visit the US, go to a bank, and open an account with them. You will need certain documentation, so always call ahead to see the requirements before you make the journey. 
  • Open a Wise Multi-Currency Account: Often the easiest option, a Wise Multi-Currency Account allows you to create a virtual account with fully-fledged banking details in the US that you can use as a regular bank account.
  • Open an Account with Remitly Passbook: A new offering from Remitly geared towards immigrants, Remitly Passbook allows you to create an all-online, American bank account without providing an SSN.